Privacy Policy
Your privacy is important to us. Learn how we collect, use, and protect your personal information.
Effective Date: June 29, 2024
Introduction
Welcome to Financia, an expense tracking app designed to help you manage your finances effectively. This Privacy Policy applies to the Financia app (hereby referred to as "Application") for mobile devices that was created by BanyuDev (hereby referred to as "Service Provider") as a Freemium service. This service is intended for use "AS IS".
BanyuDev ("we", "our", or "us") respects the privacy of users ("user" or "you") of our Financia application. This Privacy Policy outlines the types of personal information we collect, how we use and protect this information, and your rights regarding your data. By using the Application, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Personal Identification Information
When you sign in for an account using OAuth, we collect your name and email address. This information is used to provide the core functionality of the Application.
User Input Data
Information you provide while using the app, including adding income or expenses, managing wallets, updating balances, and setting financial goals. This information is used to provide the core functionality of the Application.
User Device and App Version
Details about your device's operating system, model, app version, unique device ID, IP address, and Application usage patterns. This data helps us understand how you use the Application and allows us to improve our services.
Analytical and Crash Data
We utilize third-party tools to gather data on app performance and user interactions. This helps us improve the app and troubleshoot issues effectively.
How We Use Your Information
We may use the information we collect from you for various purposes:
- To provide, maintain, and improve our Application
- Process and complete transactions, and send related information
- Send technical notices, updates, security alerts, and support messages
- Develop new features and improve the Application
- Generate anonymized, aggregate statistics about how users interact with the Application
Data Security
We implement security measures to protect your information. For users who register manually with email and password (not via OAuth), we encrypt passwords stored in our database. We use SSL (Secure Sockets Layer) to establish a secure communication channel between our servers and your device during data transmission.
However, please note that while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. We do not take responsibility for any unauthorized access to, or loss of, personal information that is beyond our control, and such data loss will not be subject to legal action against us. By using Financia, you acknowledge and accept these risks.
Password Encryption
Passwords for manual registration are encrypted in our database
Secure Transmission
SSL protocol secures data while being transmitted
Access Controls
Restricted access to user information within our team
User Rights
As a user of Financia, you have the following rights:
Access Your Information
View your personal details within the app, including your name and email address fetched from OAuth providers.
Manage Your Data
Add, update, or delete transactions, wallets, categories and more user input data within the app.
Delete Your Account
Remove your account and all associated data using the "Delete Account" feature within the app.
Data Portability
You can request to receive your personal information in a structured format.
Third-Party Services
Our Application uses third-party services that may collect information used to identify you. The Service Provider only transmits periodically aggregated and anonymized data to these external services to enhance the Application.
Analytics and core functionality for Android devices
Usage statistics and user behavior analytics
Crash reporting and application stability monitoring
Distribution and payment processing for iOS devices
Sharing of Information
We prioritize the privacy of our users and do not sell, trade, or rent personal identification information to third parties. However, there are circumstances where we may need to disclose User Provided and Automatically Collected Information:
Legal Compliance
We may disclose information as required by law, such as to comply with a subpoena or similar legal process.
Protection of Rights and Safety
We may disclose information when we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others, to investigate fraud, or to respond to a government request.
Trusted Service Providers
We may share information with trusted service providers who assist us in operating our services. These providers do not have an independent use of the information we disclose to them and have agreed to adhere to the rules set forth in this privacy statement.
Children's Privacy
The Application is not intended for use by individuals under the age of 13, as it involves financial management which typically requires a level of maturity and understanding beyond that of children. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us at support@financia.dev so that we can take necessary actions.
International Data Protection
While we currently do not fully comply with international data protection laws such as the General Data Protection Regulation (GDPR) or the California Consumer Privacy Act (CCPA), we are committed to understanding these regulations and exploring the necessary steps to ensure future compliance. We are dedicated to protecting your personal information and are continuously reviewing our practices to align with global data protection standards.
Third-Party Links
Our app does not contain links to third-party websites. If this changes in the future, we will update this section accordingly.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect your personal information. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.
These changes are effective immediately after they are posted on this page.
Contact Us
If you have any questions, concerns, or comments about this Privacy Policy or your data, please do not hesitate to contact us. We are committed to addressing your inquiries and resolving any issues you may have.
By using Financia, you signify your acceptance of this Privacy Policy. If you do not agree to this Policy, please do not use our app. Your continued use of the app following the posting of changes to this Policy will be deemed your acceptance of those changes.